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M&S backs A rated appliances and Code level 4

7/1/2010

Retail giant incorporates green features into home insurance policy.

High street retailer Marks and Spencer is incorporating energy efficient domestic appliances and building to level 4 of the Code for Sustainable Homes into its home insurance policy.

M&S Home Insurance is offering green enhancements to its policy at no extra charge. The change will mean policyholders benefit from:

• sustainable reinstatement of kitchen appliances. When a customer makes a claim for a fridge, freezer, refrigerator, washing machine, tumble dryer or dishwasher, they will be offered a replacement which is A rated for energy efficiency.
• sustainable rebuild of their home. If a property is damaged severely and warrants a total rebuild, properties will be rebuilt in line with the Code for Sustainable Homes level 4.

David Wells, M&S head of insurance, said: "These new policy features, which we believe are firsts in the UK insurance market, mean that the M&S Home Insurance policy is one of the most environmentally friendly products of its kind."

Mat Colmer, head of housing and supply chain for the Energy Saving Trust, said: "Rebuilding houses to Code for Sustainable Homes level 4 is a demanding target covering a range of environmental criteria, so it's encouraging that M&S Money is taking its role in making the UK's housing stock more sustainable seriously."

Underwriter for the policy is AXA Insurance.